The first question that most people ask me is, “when should I retire’? That is a very good and very personal question to answer. The average age that people are now slipping into retirement is 62. You qualify for Medicare at 65. And you may start collecting Social Security, without penalty, at 66. If you wait to collect Social Security until 70 you can benefit by receiving the highest level due you.
Lethargy is the most common pathway to obesity which is the most common affliction of retirees. Obesity in many cases is the birthplace of a number of cancers and other life shortening vehicles. A good 20 minute workout, just three times per week, that makes you sweat and gets that heart rate up will also do wonders for your metabolic activity which slows considerably as we age without a steady stream of aerobic exercise.
Many people fear retirement because they feel that it leads to disease, depression and death! Well yes it can. But a good alternative to the three D’s begins with a well-oiled cardiovascular system. Followed by a pleasing yet responsible diet, a good night’s sleep and a reason to get out of bed the next day. Sounds logical but so many people I speak with after a few years into retirement fall into this category of self-imposed exile from humanity
This is where having a Retirement Coach really comes in handy. We have the right battery of tests and know how to help you recognize the things that will help you to decide what I want to do not what I have to do. It is the want to do thing that will bring you the most joy and will keep you healthy, wealthy and wise. Start your retirement lifestyle planning process by emailing us at bob@LegacyTransitions.org.